Life Insurance Concepts

Helping you fulfill your mission.

A leader in the life insurance industry

We maintain the highest standards of quality with an authentic commitment to customer satisfaction. It is our mission and our privilege to share our innovations with you. Serving individuals, families and businesses across the United States, we offer the most competitive products available anywhere in the industry.

See our Featured Article

The Risks of Living Too Long

How do you Manage Longevity Risk?

A staggering 84 percent of Americans consider it important to have guaranteed monthly income in retirement but only 14 percent have purchased a guaranteed income solution that ensures lifetime income.


Life Insurance Concepts, Inc. represents each company and plays a critical role in helping life insurance buyers choose the right policy for their individual needs.

  • Customized Life Insurance Solutions
  • Multiple Providers for Competitive Rates
  • Planning for and Reducing Tax Liabilities
  • Helping to Safeguard the Future

Already have a policy?

Our no cost policy review can help ensure that you have the best life insurance option available for your needs.

CBS – The David Weir Show

Installment Payout Option

  • Create Guaranteed Income Stream Instead of Lump-Sum
  • Increase Coverage
  • Lower Premiums up to 40%
  • Protect Beneficiaries as Intended

Living Benefits

  • Draw Against the Face Value for Health Events
  • Chronic Illness
  • Critical Illness
  • Terminal Illness

Life Insurance without Commissions

  • Reduced Premiums
  • Faster Cash Accumulation
  • Disclosure & Transparency

Premium Financing

  • Simple Loan Strategy
  • Preservation of Capital
  • Ideal for High Net Worth Individuals

Equity Term Plus

  • Lowest New Cost
  • Insurance with Value
  • 50% or More Cash Accumulation
  • Enforce Until you Decide – No Conversion Necessary

Life Insurance 2.0

  • Reduced Premiums
  • Faster Cash Accumulation
  • Disclosure & Transparency

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